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Sanitas Health Plan Complete. General Conditions:
VI.PREMIUMS
1. In accordance with article 14 of the Spanish Insurance Contract Act, the Policyholder is under the obligation to pay the premium, which shall be effected by direct debit, unless shown otherwise in the Membership Certificate.
2. According to article 15 of the above-mentioned Act, the first premium shall fall due once the contract has been signed. If the Policyholder has failed to pay, the Insurer is entitled to terminate the Policy or demand payment in an enforcement procedure based on the Policy, and if it has not been paid before a claim is made, the Insurer shall be relieved of its obligation, unless agreed otherwise.
3. If the second and successive premiums are not paid, eligibility for benefits under the Policy shall be suspended one month after the date on which the premiums were due, and if the Insurer does not claim payment within six months of this date, the Policy will be considered to have ended. If the Policy has not ended or been terminated in accordance with these conditions, the benefits become effective again twenty-four hours after the day on which the Policyholder pays the premium. While the Policy is suspended, the Insured must pay all outstanding premiums for the current contract prior to renewal of the contract for the next year.
4. Premiums must be paid directly to the Insurer, either to the Head Office, a local affiliate office, or a legally authorised representative and supported by receipts issued by the same.
5. At each renewal the annual premium will be determined in accordance with the age reached and the gender of each one of the Insured by applying the rates that the Insurer has in force at the time of renewal. The Policyholder grants his / her approval of the premium variations that may occur for this reason.
6. After receiving the renewal notice from the Insurer, detailing the premiums due for the next Contract Year, the Policyholder may choose between renewing the insurance policy and terminating it at the expiry date of the current Contract Year. In this case, the Policyholder should notify the Insurer in writing of his / her desire to terminate the contractual relationship at its expiry date. Payment of the first premium corresponding to the premium for the next Contract Year shall signify acceptance of the terms and conditions of the new Policy.
| Fax: | (00 34) 91 8032484 |
| 'phone: | (00 34) 609 522 300 |
| Also more information on.. | www.e-healthinsuranceservices.com |
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