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 Protection... Sanitas - health and dental  insurance plans in Spain Translations (normal / sworn)
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Protección... Seguros médicos y dentales traducciones (normales / juradas)

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since 7/2002

América Latina

Caribbean

Caribe

Company Platinum - health plan for employees in Latin America and the Caribbean

"couples"

España

Glossary

Latin America

Patrocinadores - América Latina y el Caribe

Sanitas Exterior - 100% hospital and outpatient reimbursement health insurance costs for employees working in 190 countries (when company is based in Spain!)

Spain

US Virgin Islands

 

e-learning

¿Estudiando en otro país?

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Forum for translators

Free English class every day!

Retirement? How about retiring to Spain?

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speak the language!

stress

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Voluntariado

Your language...

 

 

 

 

 

 

 

 

www.e-healthinsuranceservices.com

Sanitas Health Plan Complete. General Conditions:

III. LEGAL NOTICES

1. This policy has been agreed on the basis of the declarations made by the Policyholder and the Insured in the Insurance Application regarding his / her state of health and occupation

These declarations constitute the basis for the acceptance of the risk of this policy and form an integral part thereof.

2. The Insured shall forfeit entitlement to guaranteed benefit:

a) If when filling out the questionnaire the Policyholder or the Insured has been inexact or has omitted with fraudulent intent any circumstances known by him / her that may affect appraisal of the risk, the Insurer may cancel the policy during the thirty days following the date on which it has become aware of this omission (Art. 10 the Insurance Contract Act).

b) In case of aggravation of the risk, if the Policyholder or the Insured does not inform the Insurer and has acted in bad faith (Art. 12 of the Insurance Contract Act)

c) When the claim is the result of bad faith on the Insured's part (Art. 19 of the Insurance Contract Act)

3. The Policyholder may cancel the policy when the medical staff is altered in the Insurer Network in Spain, providing that it affects the family doctor or the obstetrician or the local paediatrician or half the specialists making up the medical staff provided by the Insurer, which shall keep the full updated list of these specialists at its offices at the Insured's disposal so that it may be consulted

4. Contestability Period. The Policy shall be incontestable with regard to the Insured's state of health and the Insurer may not withhold its benefits alleging the existence of prior diseases and one (1) year has passed from the Commencement Date, unless the Policyholder or the Insured has acted with fraudulent intent.

5. In the event of the Insured not stating their correct date of birth, the Insurer may only contest the Policy if the Insured's true age exceeds the established limits for this when the policy comes into force. Otherwise, if the premium paid is lower than that due because the Insured has not stated his / her age correctly, he/she will be under the obligation to pay the Insurer the difference between the amounts actually paid to it in the form of premiums and those that should have been paid in accordance with the Insured's true age.

On the other hand, if the premium paid is higher than that which should have been paid, the Insurer will refund the excess premiums received without interest.

 

 

 
What are the General Conditions? (and introduction)  Definitions I: Purpose of the policy 
II: Exclusions III: Legal Notices IV: Waiting Periods
V: Duration of the policy VI: Premiums VII: Obligations of the policy-holder and/or the insured
VIII: Rights of the policy-holder and / or the insured IX: Insurer's obligations X: Disputes and appeals
XI: Duplicate policy XII: Complaints book XIII: Subrogation
XIV: Prescription XV: Contacting us XVI: Complaints procedure
XVII: Call monitoring XVIII: Jurisdiction  

 

Advantages of using the Sanitas network in Spain... BUPA insurance products Contact me...
Emergency care outside Spain In which countries are the benefits included? In-patient benefits
Index - General Conditions Level of reimbursement: In the Sanitas network... Level of reimbursement: Outside the Sanitas network (including second country cover)
Other benefits Out-patient benefits Premiums
Recap Sanitas Health Plan Complete: benefits covered second European Country
Some of the participating European hospitals Waiting periods What benefits are included?
What is the Annual Maximum per membership year?    

Fax: (00 34) 91 8032484
'phone: (00 34) 609 522 300
Also more information on.. www.e-healthinsuranceservices.com 

You can choose the level of cover you need:

Sanitas Health Plan Basic Sanitas Health Plan Classic Sanitas Health Plan Complete 
Treatment in the Sanitas network for outpatient only  Treatment in the Sanitas network for outpatient and inpatient  Treatment in Spain and in a second European country chosen by the member when applying for the policy

 

 

 

 

main index / índice principal

Disclaimer / Aviso  Traducciones juradas (Castellano al inglés) / Sworn translations (English to Spanish)

A Coruña Álava Albacete Alicante Almería Asturias  Ávila Badajoz Balearic Islands Barcelona  Burgos Cáceres
Cádiz Cantabria Castellón de la Plana Ceuta  Ciudad Real Córdoba Cuenca Girona  Granada Guadalajara Guipúzcoa Huelva
Huesca Jaén La Rioja Las Palmas León Lleida  Lugo  Madrid Málaga  Melilla Murcia Navarra
Ourense Palencia Pontevedra Salamanca Segovia  Sevilla Tarragona Tenerife Teruel  Toledo Valencia  
Valladolid Vizcaya Zamora Zaragoza Dental insurance policies Sanitas Health Plan Classic Sanitas Multi Sanitas Mundi Sanitas Health Plan Complete      
dmh.mobi e-adverts.mobi e-anuncios.mobi  www.e-agentelocaldeseguros.com www.agentevinculado.eu  www.e-agentevinculado.com www.e-agentevinculado.eu  www.e-autores.com  www.e-chapuzas.com  www.e-chiringuito.com  www.e-chollos.com www.e-comentarios.com  www.e-consultas.com  www.e-contabilidad.com www.e-despachos.com   www.e-direccion.com  www.e-domainfranchises.com www.e-domainrentals.com  www.e-greentourism.com www.e-grunertourismus.com www.e-healthinsurance.eu  www.e-healthinsuranceservices.com  www.e-hipermercado.com www.e-insuranceintermediary.com www.e-insuranceintermediary.eu   www.e-interpretes.com www.e-mensajeros.com    www.e-productosrurales.com www.e-profesores.com www.e-recursoshumanos.com www.e-reprografia.com  www.e-ruralproducts.com www.e-ruraltourism.com  www.e-ruraltourismAfrica.com  www.e-ruraltourismAsia.com www.e-ruraltourismBenelux.com www.e-ruraltourismCanada.com www.e-ruraltourismEurope.com www.e-ruraltourismFrance.com www.e-ruraltourismGermany.com www.e-ruraltourismGreece.com www.e-ruraltourismIreland.com www.e-ruraltourismItaly.com www.e-ruraltourismLatinAmerica.com  www.e-ruraltourismMiddleEast.com www.e-ruraltourismOceania.com www.e-ruraltourismPortugal.com www.e-ruraltourismScandinavia.com www.e-ruraltourismSpain.com www.e-ruraltourismUSA.com www.e-segurodeviaje.eu www.e-segurosdeviaje.eu www.e-segurosmedicos.eu  www.e-selfemployed.com www.e-studenthealth.com  www.e-sucursal.com   www.e-tablon.com www.e-telefonia.com  www.e-telefonico.com www.e-theSmithfamily.com www.e-traductoras.com www.e-traductores.com www.e-travelinsurance.eu   www.e-turismorural.com  www.e-vecinos.com www.e-vigilancia.com  www.e-vivero.com www.mainlyhealthplans.co.uk  www.mainlyhealthplans.com www.mainlyhealthplans.eu
 
 
Copyright ©. All rights reserved. 2001- David M Harris
Última modificación: 11 de May de 2008