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since 7/2002
accident insurance Spain
agencia vinculada de seguros
boat and golf insurance in Spain
business insurance in Spain
car
insurance in Spain
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
"couples"
dental and medical insurance plans
English insurance agent in Spain
España
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en otro país?
expatriate insurance
Français
Glossary
health insurance Bulgaria
health insurance Cyprus
health insurance Czech Republic
health insurance France
health insurance Germany
health insurance Italy
health insurance Poland
health insurance Portugal
health insurance Spain
health
insurance UK
house
insurance Spain
insurance Barcelona seguros
insurance Madrid seguros
insurance Valencia seguros
international health, medical and travel insurance cover
international travel insurance
Liberty
Commercial Premises - Important Note
life insurance in Spain
Maritime plan - international health cover (crew only)
Oil and Gas Industry - health insurance
Retirement?
How about retiring to Spain?
Spain
Teachers - international health cover (Spain)
traducciones juradas (sworn translations)
translations y traducciones
turismo rural tourism
welcome to Spain!
world travel insurance
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www.e-healthinsuranceservices.com
Sanitas Health Plan
Complete. General Conditions:
1.
PURPOSE OF THE INSURANCE
A) PROVISION OF SERVICES
A.2 In the second European country of cover
A.2.2. Inpatient and Day Case treatment received from
clinics and hospitals not included in the list of participating hospitals and
clinics, and all outpatient treatment
When Treatment is received in a Hospital not included in
the Insurer List of Participating Hospitals and Clinics, or for all Out Patient
Treatment, expenses for the Treatment should be paid directly by the Insured to
the provider. The Insurer will reimburse the corresponding amount, subject to
the limits and special conditions of the Policy.
The Insured must send to the Insurer the following
documents within six months of receiving the treatment.
* a fully completed claim
form
* the original invoices and receipts
If requested by the Insurer, the Insured must provide:
* prescriptions (except for consultations)
* original medical reports and other information regarding
Treatment included on the claim
form
* original results of any diagnostic tests
* written confirmation of whether a claim can be made
against another company or person
Reimbursement for Treatment in the second European country
shown on the Membership Certificate can be made either by cheque or electronic
transfer in the currency in which the claim is made or in Euros in fifteen
working days. Reimbursement will not be made in any other currency.
If a conversion from one currency to another is needed, the
Insurer will use the exchange rate, as detailed below, that applies on either
the date on which the invoices were issued or the last date of the Treatment,
whichever is later. The exchange rate will be the average of the buying and
selling rates across a wide range of quoted rates by the banks in London on each
working day. If the date on which the invoices were issuedor the last date of
Treatment, whichever is the latest date, is not a working day the Insurer will
use the exchange rate that applies on the last working day before that date.
B)
DESCRIPTION OF THE SERVICES
You can choose the level of cover you need:
accident insurance /
Boating insurance (jet skis, sailing and motor boats) /
Business insurance (churches, clinics, factories, schools, shows, Town Halls,
warehouses, workshops (chemical products, leather, metal, paper or cardboard,
plastic or rubber, textile) /
Car insurance (including foreign number plates/registrations, top of the range
or Classic cars) /
Caravan insurance /
Civil liability insurance eg trades, hairdressers, academies, bars, restaurants,
tourist guides, monitors, shows) /
Commercial Premises insurance
(amusement arcades and one-armed bandits, bars, beauty salons, cafes, cake
shops, chemists, clubs, discos, florists, fruit shops, gift shops, gyms, health
shops, hairdressers, international 'phone call shops, ironmongers, jewellers*,
newsagents, opticians, restaurants, sex-shops, shoe shops, stationery shops,
street cafés, supermarkets, telephone shops*, travel agencies,) /
Financial planning ideas - and how to save money in Spain ... /
Funeral insurance /
Golf insurance /
health
and
dental
insurance
plans /
Health insurance offers eg SMEs, catering, shops /
Home insurance (as an owner or tenant) /
Horse insurance /
Hunting insurance /
Insurance for Building Companies /
Insurance for Electrical Equipment /
Insurance for Haulage Companies /
Insurance for Companies selling or renting equipment /
International health insurance (transfer your Sanitas rights both ways) /
Life insurance (protect your family if you die or become disabled) /
Machinery Breakdown Insurance /
Maritime insurance (crews only) /
Mobile insurance - checklists adapted to your mobile screen... /
Mortgage repayment life insurance (it may be cheaper to replace your current
mortgage repayment life insurance, eg people in Spain working with/in/on/at:)
(
animals /
aviation /
building sector /
Civil protection and police /
countryside, vets /
factories or mines /
home makers or parks /
hospitals, consulting rooms, clinics /
logistics and transport /
office workers /
press or mass media /
sales reps /
ships, wharfs, at sea /
shop workers, SMEs, cars, hotels /
shows and culture /
training, unemployed, retired ) /
Motorbike-motorcycle insurance /
Office insurance /
Responsabilidad Civil - PYMEs, fundaciones, asociaciones... /
Returning to the UK from abroad? (you may not be covered by the NHS for 6
months) /
Seguro contra daños (RC) /
Seguro de amortización, por ejemplo personas que trabajan con/en: (
animales /
aviación /
barcos, muelles, alta mar /
campo y veterinarios /
casa o cuidando parques /
construcción /
en la calle /
espectáculos y cultura /
fábricas o minas /
formación, desempleados, jubilados /
hospitales, consultas, clínicas /
logística y transporte /
oficinas /
prensa o medios de comunicación /
protección civil y policía /
tiendas, pymes, bares, hoteles ) /
Seguro de automoción (talleres de automóviles, mecánico, eléctrico, chapa y
pintura, estaciones de servicio, túneles de lavado, garajes, concesionarios (con
o sin talleres de reparación de vehículos) /
Seguro de Comercio (agencias de viajes, bares, cafeterías, charcuterías, clubes,
discotecas, farmacias, ferreterías, floristerías, fruterías, gimnasios,
joyerías*, locutorios telefónicos, ópticas, papelerías, pastelerías,
peluquerías, quioscos (periódicos, freidurías y bares en la vía pública),
relojerías*, restaurantes, salones de belleza, salones recreativos, sex-shops,
supermercados, tiendas de calzado, tiendas de productos dietéticos, tiendas de
regalos, tiendas de teléfonos*, tragaperras, traperías y desperdicios ) /
Seguro de Comunidades /
Seguro de decesos /
Seguro de empresas (almacenes, ayuntamientos, clínicas, espectáculos, escuelas,
fábricas, iglesias, talleres metalúrgicas / textil / cuero / plásticos y goma /
papel y cartón / productos químicos) /
seguros agrarios /
Seguros
para casas rurales, hoteles, fondas, pensiones, complejos turísticos / insurance
for rural houses, hotels, guest houses, bed and breakfast, tourist resorts
/
seguros para transportistas / road haulage insurance /
seguros pecuarios - para su ganado ovino, bovino, caprino y aviar /insurance for
sheep, cows, goats, poultry /
Shop insurance /
Travel insurance - visa compliant eg for US students, tourists or business
trips, includes dangerous areas, professions and sports /
(..主要健康计划......),
Zahn- und Krankenversicherung in Spanien wenn Sie den Versicherungsantrag und
die allgemeinen Bedingungen auf Deutsch möchten ...
and more insurance products!
Some clients...
life insurance in Spain
Contact / contacto ...
Seguros diseñados para
clínicas / insurance for
clinics
... (Inicio...)
Información, solicitud de alta / information, application form ...
Health insurance offers via an English agent: eg for opticians, self-employed,
small and medium sized companies in Spain (SMEs), catering, sports, shops
If your business doesn't compete with my
activities,
I am willing to work with my insurance clients to publish their publicity in
my websites
- for our mutual benefit ...
/
Si Vd contrata un
seguro conmigo, y no es de mi competencia, puede anunciarse en alguna de mis
páginas web...
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