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since 7/2002

accident insurance Spain

agencia vinculada de seguros

boat and golf insurance in Spain

business insurance in Spain

car insurance in Spain

Commercial Premises insurance - Spain

Community Insurance 'Comunidad' - Spain

"couples"

dental and medical insurance plans

English insurance agent in Spain

España

¿Estudiando en otro país?

expatriate insurance

Français

Glossary

health insurance Bulgaria

health insurance Cyprus

health insurance Czech Republic

health insurance France

health insurance Germany

health insurance Italy

health insurance Poland

health insurance Portugal

health insurance Spain

health insurance UK

house insurance Spain

insurance Barcelona seguros

insurance Madrid seguros

insurance Valencia seguros

international health, medical and travel insurance cover

international travel insurance

Liberty Commercial Premises - Important Note

life insurance in Spain

Maritime plan - international health cover (crew only)

Oil and Gas Industry - health insurance

Retirement? How about retiring to Spain?

Spain

Teachers - international health cover (Spain)

traducciones juradas (sworn translations)

translations y traducciones

turismo rural tourism

welcome to Spain!

world travel insurance

www.e-healthinsuranceservices.com

 

Sanitas Health Plan Complete. General Conditions:

1. PURPOSE OF THE INSURANCE

 

6. In patient and Day Case treatment: outside the Insurer network in Spain and in the second European country, inpatient and Day Case treatments are included on referral by a Doctor. In the Insurer network in Spain a referral from a Doctor included in the network is needed.

Inpatient and Day Case treatment is covered at a recognised Hospital, with the patient occupying a Private Room with a bed for an accompanying person, except for inpatient Psychiatric treatment, intensive care and incubator inpatient treatment.

Cover is not included for additional accommodation charges for an accompanying person in the second European country.

Total or partial reimbursement is included for treatment and accommodation charges, the Insured's meals, nursing care and drugs and dressings, as well as operating theatre expenses and anaesthetic related expenses.

6.1 Medical hospitalisation

Medical Hospitalisation is covered subject to prior referral by a recognised doctor and of a recognised Hospital (usually for people over 14 years old)

 
6.2. Inpatient and Day Case paediatric care 
6.3. Inpatient and Day Case psychiatric treatment 
6.4. Intensive Care treatment 
6.5. Surgical hospitalisation 
6.6. Obstetric hospitalisation (normal nursing-home delivery) 

7. Second Opinion

 

What are the General Conditions? (and introduction)  Definitions I: Purpose of the policy 
II: Exclusions III: Legal Notices IV: Waiting Periods
V: Duration of the policy VI: Premiums VII: Obligations of the policy-holder and/or the insured
VIII: Rights of the policy-holder and / or the insured IX: Insurer's obligations X: Disputes and appeals
XI: Duplicate policy XII: Complaints book XIII: Subrogation
XIV: Prescription XV: Contacting us XVI: Complaints procedure
XVII: Call monitoring XVIII: Jurisdiction  

 

Advantages of using the Sanitas network in Spain... BUPA insurance products Contact me...
Emergency care outside Spain In which countries are the benefits included? In-patient benefits
Index - General Conditions Level of reimbursement: In the Sanitas network... Level of reimbursement: Outside the Sanitas network (including second country cover)
Other benefits Out-patient benefits Premiums
Recap Sanitas Health Plan Complete: benefits covered second European Country
Some of the participating European hospitals Waiting periods What benefits are included?
What is the Annual Maximum per membership year?    

 

You can choose the level of cover you need:

Sanitas Health Plan Basic Sanitas Health Plan Classic Sanitas Health Plan Complete 
Treatment in the Sanitas network for outpatient only  Treatment in the Sanitas network for outpatient and inpatient  Treatment in Spain and in a second European country chosen by the member when applying for the policy

 

 

accident insurance / Boating insurance (jet skis, sailing and motor boats) / Business insurance (churches, clinics, factories, schools, shows, Town Halls, warehouses, workshops (chemical products, leather, metal, paper or cardboard, plastic or rubber, textile) / Car insurance (including foreign number plates/registrations, top of the range or Classic cars) / Caravan insurance / Civil liability insurance eg trades, hairdressers, academies, bars, restaurants, tourist guides, monitors, shows) / Commercial Premises insurance (amusement arcades and one-armed bandits, bars, beauty salons, cafes, cake shops, chemists, clubs, discos, florists, fruit shops, gift shops, gyms, health shops, hairdressers, international 'phone call shops, ironmongers, jewellers*, newsagents,  opticians, restaurants, sex-shops, shoe shops,  stationery shops, street cafés, supermarkets, telephone shops*, travel agencies,)  / Financial planning ideas - and how to save money in Spain ...  / Funeral insurance / Golf insurance / health and dental  insurance plans / Health insurance offers eg SMEs, catering, shops  / Home insurance (as an owner or tenant) / Horse insurance / Hunting insurance / Insurance for Building Companies / Insurance for Electrical Equipment / Insurance for Haulage Companies / Insurance for Companies selling or renting equipment / International health insurance (transfer your Sanitas rights both ways) / Life insurance (protect your family if you die or become disabled) / Machinery Breakdown Insurance / Maritime insurance (crews only)   / Mobile insurance - checklists adapted to your mobile screen...   / Mortgage repayment life insurance (it may be cheaper to replace your current mortgage repayment life insurance, eg people in Spain working with/in/on/at:) ( animals / aviation / building sector / Civil protection and police / countryside, vets / factories or mines   /  home makers or parks / hospitals, consulting rooms, clinics logistics and transport / office workers / press or mass media / sales reps  / ships, wharfs, at sea / shop workers, SMEs, cars, hotels / shows and culture / training, unemployed, retired ) / Motorbike-motorcycle insurance  / Office insurance / Responsabilidad Civil - PYMEs, fundaciones, asociaciones...  / Returning to the UK from abroad? (you may not be covered by the NHS for 6 months) / Seguro contra daños (RC) / Seguro de amortización, por ejemplo personas que trabajan con/en: ( animales / aviación / barcos, muelles, alta mar campo y veterinarios / casa o cuidando parques / construcción / en la calle / espectáculos y cultura / fábricas o minas  / formación, desempleados, jubilados / hospitales, consultas, clínicas  / logística y transporte / oficinas / prensa o medios de comunicación protección civil y policía / tiendas, pymes, bares, hoteles  ) /  Seguro de automoción (talleres de automóviles, mecánico, eléctrico, chapa y pintura, estaciones de servicio, túneles de lavado, garajes, concesionarios (con o sin talleres de reparación de vehículos) / Seguro de Comercio (agencias de viajes, bares, cafeterías, charcuterías, clubes, discotecas, farmacias, ferreterías, floristerías,  fruterías, gimnasios, joyerías*, locutorios telefónicos, ópticas, papelerías, pastelerías, peluquerías, quioscos (periódicos, freidurías y bares en la vía pública), relojerías*,  restaurantes, salones de belleza, salones recreativos, sex-shops, supermercados, tiendas de calzado, tiendas de productos dietéticos, tiendas de regalos, tiendas de teléfonos*, tragaperras, traperías y desperdicios )  / Seguro de Comunidades Seguro de decesos / Seguro de empresas (almacenes, ayuntamientos, clínicas, espectáculos, escuelas, fábricas, iglesias, talleres metalúrgicas / textil / cuero / plásticos y goma / papel y cartón / productos químicos)  / seguros agrarios  / Seguros para casas rurales, hoteles, fondas, pensiones, complejos turísticos / insurance for rural houses, hotels, guest houses, bed and breakfast, tourist resorts  / seguros para transportistas / road haulage insurance / seguros pecuarios - para su ganado ovino, bovino, caprino y aviar /insurance for sheep, cows, goats, poultry / Shop insurance / Travel insurance - visa compliant eg for US students, tourists or business trips, includes dangerous areas, professions and sports

 (..主要健康计划......), Zahn- und Krankenversicherung in Spanien wenn Sie den Versicherungsantrag und die allgemeinen Bedingungen auf Deutsch möchten   ... and more insurance products!

 

Some clients...

 

life insurance in Spain

 

Contact / contacto ...

 

Seguros diseñados para clínicas  / insurance for clinics ... (Inicio...)

Información, solicitud de alta / information, application form ...  

 

Health insurance offers via an English agent: eg for opticians, self-employed, small and medium sized companies in Spain (SMEs), catering, sports, shops

If your business doesn't compete with my activities, I am willing to work with my insurance clients to publish their publicity in my websites - for our mutual benefit ... / Si Vd contrata un seguro conmigo, y no es de mi competencia, puede anunciarse en alguna de mis páginas web...

 

 

 

main index / índice principal

Disclaimer / Aviso  Traducciones juradas (Castellano al inglés) / Sworn translations (English to Spanish)

A Coruña Álava Albacete Alicante Almería Asturias  Ávila Badajoz Balearic Islands Barcelona  Burgos Cáceres
Cádiz Cantabria Castellón de la Plana Ceuta  Ciudad Real Córdoba Cuenca Girona  Granada Guadalajara Guipúzcoa Huelva
Huesca Jaén La Rioja Las Palmas León Lleida  Lugo  Madrid Málaga  Melilla Murcia Navarra
Ourense Palencia Pontevedra Salamanca Segovia  Sevilla Tarragona Tenerife Teruel  Toledo Valencia  
Valladolid Vizcaya Zamora Zaragoza Dental insurance policies Sanitas Health Plan Classic Sanitas Multi Sanitas Mundi Sanitas Health Plan Complete      

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Mainly health plans S.L CIF: B19250372 Inscrito en el Registro Mercantil de Guadalajara: Documento: 1/2007/1.655,0 Diario: 14 Asiento: 779 Tomo 495 Libro: 0 Folio: 71 Hoja: GU-6611.

Suscrita Póliza de Responsabilidad Civil Profesional conforme a lo dispuesto en la Ley de Mediación de Seguros Privados

Inscrita en la DGS con el número...

 
Copyright ©. All rights reserved. 2001- David M Harris
Última modificación: 24 de May de 2011